Fremont Real Estate Blog

These homes were sold at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on a MLS and resold. If you are interested in buying these let us know. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=fd3c930b77&e=ebe71b748c > Study Finds Fewer Borrowers Sinking in Negative Equity The depreciation of home values over the past half-decade has left millions of mortgage borrowers owing more than their home is worth -- 10.7 million, according to CoreLogic. The company's latest negative equity study found 22.1 percent of all residential properties with a mortgage were underwater as of the end of September. That's down from 22.5 percent - or 10.9 million - at the end of the second quarter, but CoreLogic says the number remains high and makes borrowers more vulnerable to economic shocks such as job loss or illness. < http://dsnews.us1.list-manage1.com/track/click?u=59816bad6939d5a7dd87e45a5& id=62d17339aa&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < h

These homes were sold at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on a MLS and resold. If you are interested in buying these let us know. Not as many auctioned off today as yesterday. Only one sold in Fremont . < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

If you or someone you know is facing losing their home, please forward them the link below, this is the least we can all do for them. HUD Programs to assist homeowners who are at risk of foreclosure < http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure > Sincerely, -sunil SUNIL SETHI REAL ESTATE Sunil Sethi / Broker, President, REALTOR, MBA www.sunilsethi.com < http://www.sunilsethi.com/ > CA DRE#: 01173766

These homes were sold at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on a MLS and resold. If you are interested in buying these let us know. Today there was a lot of homes sold at auction. I'm guessing the banks decided to hold off on the events until after thanksgiving. I've highlighted the real estate sold in Fremont, Union City and Newark, and Pleasanton. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

Existing home sales unexpectedly rose 1.4% in October to a seasonally adjusted annual rate of 4.97 million units from a downwardly revised 4.90 million units in September. The inventory of unsold homes on the market decreased 2.2% to 3.33 million, an 8-month supply at the current sales pace, down from an 8.3-month supply in September. The inventory of unsold homes on the market is down from a 10.6-month supply in October last year. - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.com/property_search.htm > Property Search | < http://www.sunilsethi.com/featured_listing.htm > Featured Listing | < http://www.sunilsethi.com/neighborhoods.htm > Neighborhoods |

From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=196c981d49&e=ebe71b748c > Industry's Shadows Continue to Shrink That ominous shadow inventory of repossessed and soon-to-be repossessed homes is getting smaller. Standard and Poor's (S&P) has released its third-quarter shadow inventory update. The agency says the volume of distressed assets included in its assessment dropped from $405 billion in the second quarter to $384 billion in the third. This figure has been on a steady decline since mid-2010. At current liquidation rates, S&P says it will take 45 months to work through the industry's shadow inventory. < http://dsnews.us1.list-manage1.com/track/click?u=59816bad6939d5a7dd87e45a5& id=6f9f0f6feb&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.com/property_searc

From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=3b246e198e&e=ebe71b748c > Investors Increase Market Share, Especially in Distressed Sector Investors are making up an increasing share of home purchase transactions, especially in the distressed sector, according to an industry report. In October, investor purchases accounted for 22.3 percent of transactions, in keeping with the last three months during which the rate has remained above 20 percent. At the same time, distressed property transactions grew to take up a larger portion of the market. Investors are seeing profit potential in homes that may need repair because rents are steadily rising. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=e47134ae34&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.com

These homes were sold at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on a MLS and resold. If you are interested in buying these let us know. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

9 ways to keep lid on energy bills Air leaks can infiltrate surprising places By Paul Bianchina Inman News™ No one likes wasting money, especially in these tough economic times. So it certainly makes sense -- dollars and cents -- to make a small investment of time and supplies to close up those heat-wasting air leaks around your home. It'll pay back big dividends in reduced energy bills and a warmer, more comfortable house this winter. So let's look at some of the areas where those drafts may be lurking, and see how to take care of them. 1. Doors and windows : This should be an obvious one. If you can see gaps between your siding and your windows or exterior doors, close them up with a bead of clear or paintable acrylic latex caulk. Larger gaps can be filled with foam backer rod before applying the caulking. 2. Exterior penetrations : Some of these areas are going to be obvious, while some may take a little bit of searching. Some examples of exterior penetrations where air can

You could have bought these homes today at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on an MLS and resold. If you are interested in buying these let us know. Looks to be a very good buy in Livermore. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

From DS News: < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=ca563dbd5f&e=ebe71b748c > Existing-Home Sales Rise Unexpectedly Sales of previously owned homes got an unexpected boost last month while the number of homes on the market continued to decline, according to data just released by the National Association of Realtors. The trade group recorded a 1.4 percent month-over-month increase in existing-home sales in October. At the same time, housing inventory fell 2.2 percent to 3.33 million existing homes available for sale, which represents an 8.0-month supply. Distressed homes made up 28 percent of October's transactions. - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.com/index.htm > 2011 Reader's Choice Best of Fremont Realtor < http://www.sunilsethi.com/property_search.htm > Property Search | < http://www.sunil

Creating a car safety kit is very easy and fairly inexpensive when considering the alternative. The following are a number of items you might want to consider. Of course, you don't have to compile everything on this list, and not everything you might want to include may be listed below. But, when making your kit, consider your environment, your driving habits and any potential hazards that may occur and that will make assembling your kit a whole lot easier. Here are few items you might already have around the house: Jumper cables; roadside flares; quarts of oil; antifreeze; a first aid kit; a blanket; fuses; flash light and extra batteries; an assortment of tools including flathead and Phillips screwdrivers, pliers, vise grips, wrench, and one of those multi-purpose tools or a pocket knife; tire gauge; tire inflator; flat repair kit; ice scraper and snow chains (depending on your location); pen and paper; bottled water; rags; and maybe even long-lasting food items like granola or e

I attended the taping of this show last night in San Francisco at Blackrock's headquarters. It was a great discussion. You should check it out. -sunil < http://www.anderson.ucla.edu/lib/email/html/fink_gross_2011_postevent_b.htm l> Click here to view this e-mail in your browser. http://www.anderson.ucla.edu/lib/email/image/fink_gross_bg1.jpg < http://www.anderson.ucla.edu/x38804.xml > http://www.anderson.ucla.edu/lib/email/image/fink_gross_header.jpg http://www.anderson.ucla.edu/lib/email/image/tempDkBlue_spacer.gif http://www.anderson.ucla.edu/lib/email/image/tempDkBlue_spacer.gif Catch what the two finance icons have to say about the global economy — its reality, its future, and where to invest Bloomberg TV's Erik Schatzker asks the tough questions, and the answers aren't always predictable. http://www.anderson.ucla.edu/lib/email/image/fink_gross_watch.jpg MONDAY, NOVEMBER 21 7PM PT, 10PM ET ON BLOOMBERG TELEVISION http://www.anderson.ucla.edu/lib/email/i

From DS News < http://dsnews.us1.list-manage1.com/track/click?u=59816bad6939d5a7dd87e45a5& id=9033d54da3&e=ebe71b748c > National Delinquency Rate Falls to Lowest Level in Three Years: MBA The Mortgage Bankers Association (MBA) reported Thursday that the national delinquency rate for residential home loans fell to 7.99 percent in the third quarter. That's the lowest reading since the fourth quarter of 2008. The delinquency rate encompasses borrowers who have missed one or more payments but are not yet in foreclosure. While delinquencies fell, the number of borrowers entering the foreclosure process rose for the first time in a year, driven by a handful of servicers and hard-hit states. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=71316d1308&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.

Are you serious? There's a responsible, ethical political leader. < http://tbwsdailyshow.com > TBWS Daily - Freddie Mac Pays Newt Gingrich $2 Million For Consulting? _____ < http://feedproxy.google.com/~r/TheTbwsDailyShow/~3/TkI4hkuX7fU/?utm_source= feedburner&utm_medium=email > Freddie Mac Pays Newt Gingrich $2 Million For Consulting? Posted: 18 Nov 2011 12:15 AM PST Click the post title above to watch today's video! Catch all your real estate news and mortgage news with Frank Garay and Brian Stevens here at www.TBWSDailyShow.com ! < http://feeds.feedburner.com/~r/TheTbwsDailyShow/~4/TkI4hkuX7fU?utm_source=f eedburner&utm_medium=email >

Just announced. From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=63dbefbea3&e=ebe71b748c > Freddie Mac's Winter REO Sales Promo Pays Extra to Selling Agents Freddie Mac has announced the launch of a nationwide winter sales promotion to move its inventory of foreclosed homes and put them back into the hands of responsible homeowners purchasing a primary residence. HomeSteps, the GSE's REO sales division, will pay selling agents a $1,000 bonus for offers received on Freddie Mac-owned homes in select locations. The offer is valid only on homes sold to owner-occupant buyers and runs through March 15, 2012. Freddie Mac held 59,596 single-family REO homes as of the end of September. < http://dsnews.us1.list-manage2.com/track/click?u=59816bad6939d5a7dd87e45a5& id=1bbacbe255&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Gre

From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=00e6e743ca&e=ebe71b748c > SIGTARP and Google Fight Mortgage Scammers The Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) is vigilantly targeting mortgage and foreclosure rescue scammers that advertise online. SIGTARP announced Wednesday that it recently halted 85 online scams that promised to help homeowners pursue mortgage loan modifications. Google has cooperated with SIGTARP in its investigation and since the discovery of the 85 mortgage fraud schemes, has suspended 500 advertisers. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=ea8d982e7b&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. < http://www.sunilsethi.com/property_search.htm > Property Search | < http://www.sunilsethi

You could have bought these homes today at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on an MLS and resold. If you are interested in buying these let us know. Not a lot of action today. cid:image001.png@01CCA471.EE8ADF40 < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

See attached and the link below. < http://abclocal.go.com/kgo/story?section=news/business&id=8422604 > http://abclocal.go.com/kgo/story?section=news/business&id=8422604 -sunil www.sunilsethi.com

You could have bought these homes today at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on an MLS and resold. If you are interested in buying these let us know. Most interesting property sold today is probably 2683 Spindrift Cir, Hayward, CA. Located in Hayward's Eden Shores Community. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

Check out Milpitas School's API Scores - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE Helping Families Find Homes with Great Schools. Sunil Sethi (510) 388-2436 Steven Fong (510) 673-6509 DRE #01173766, #01729474 < http://www.sunilsethi.com/property_search.htm > Property Search | < http://www.sunilsethi.com/featured_listing.htm > Featured Listing | < http://www.sunilsethi.com/neighborhoods.htm > Neighborhoods |

American Education Week, November 13 to 19 Today is the first day of American Education Week, which was originally established "for the purpose of informing the public of the accomplishments and needs of the public schools and to secure the cooperation and support of the public in meeting those needs." This year is the 90th anniversary of AEW, and the NEA has several suggestions for how to get involved. First of all, they have designated special days during the week to recognize teachers, support professionals, and substitute teachers. If you know anyone in these important roles, take time to thank them. Second, they have suggested actions you can take to support public schools. One of these is to help fund classroom projects. Dictionary Project sponsors are doing this in a big way each year, providing entire classes of children with dictionaries to help them with their schoolwork. Without you, many teachers would have to do without these important references in their classr

Source: SF Chronicle   (11-10-2011) 08:49 PST WASHINGTON, (AP) -- The average rate on the 30-year fixed mortgage fell below 4 percent for just the second time in history. Freddie Mac said Thursday the rate on the 30-year fixed loan fell to 3.99 percent, down from 4 percent last week. Five weeks ago, it dropped to a record low of 3.94 percent, according to the National Bureau of Economic Research. The average rate on the 15-year fixed mortgage fell last week to 3.30 percent from 3.31 percent. Five weeks ago, it too hit a record low of 3.26 percent. Mortgage rates track the yield on 10-year Treasury note, which fell this week as investors shifted money into safer Treasurys amid fears Europe's debt crisis could worsen. Low mortgage rates have down little to boost home sales. Rates have been below 5 percent for all but two weeks this year. Yet home sales are on pace to be the lowest in 14 years. Refinancing activity jumped more than 12 percent last week from the previous week, to the h

From California Accounting center < http://www.cpaemailmarketing.com/images/9542_calaccou_spacer.png > Featured Articles For November, 2011 Year End Tax Saving Ideas For Individuals < http://www.calaccounting.com/newsletter.shtml#1 > Learn more about how you can cut your 2011 tax bill by deferring income, accelerating deductions, and planning ahead for capital gains. Year-End Tax Planning for Businesses < http://www.calaccounting.com/newsletter.shtml#2 > There are a number of end of year tax strategies businesses can use to reduce their tax burden for 2011. Here's the lowdown on some of the best options. Retirement Contributions Limits and Other Tax Benefits for 2012 < http://www.calaccounting.com/newsletter.shtml#3 > Maximum contribution limits for your 401(k) and other retirement plans for 2012 announced. Read more to learn what these are. Three Most Common Budgeting Errors < http://www.calaccounting.com/newsletter.shtml#4 > Do you find it tricky t

While the Senators are at it, why don't they question why their pension and health benefits exceeds what's offered to the 99%. Please, stop the rhetoric. From DS News < http://dsnews.us1.list-manage1.com/track/click?u=59816bad6939d5a7dd87e45a5& id=77f42121b3&e=ebe71b748c > Lawmakers Want Answers on Bonuses to GSE Execs Lawmakers on Capitol Hill are up in arms over the news that the Federal Housing Finance Agency (FHFA) approved $12.79 million in bonus pay for 10 executives at Fannie Mae and Freddie Mac. Sixty senators put their partisan differences aside and presented a united front in a letter to FHFA Acting Director Edward DeMarco and Treasury Secretary Timothy Geithner, in which they criticized such compensation as "wildly imprudent" and expressed concern over the message it sends to millions of American families who are tightening their belts. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=9e05e488ef&e

You could have bought these homes today at the Alameda County Courthouse steps. These properties were foreclosed on and will become tomorrow's REO and Flips for sale in Fremont, Newark, Union City, Hayward, and other parts of the Alameda County. They will eventually be listed on an MLS and resold. If you are interested in buying these let us know. < http://www.sunilsethi.com/ > cid:image002.png@01CC66EB.6E0634F0 SUNIL SETHI REAL ESTATE Fremont Real Estate

< http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE

There is a way to make change legally. If 99% want to re-distribute wealth from those who have accumulated it, then can elect folks who tax the rich. However, illegally occupying buildings is just illegal. From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=2e99bbe915&e=ebe71b748c > Occupied Oakland Promotes Occupying Vacant Properties The Occupy Oakland group is starting a new wave of occupations. They intend to occupy vacant properties. Occupy Oakland announced on Twitter that its general assembly has passed a proposal to encourage the occupation of bank-owned foreclosed and abandoned properties across the city. Members took a first step in this direction by entering a vacant building formerly used by the Traveler's Aid Society. It ended in violence as protestors broke windows and set fires, and resulted in about 100 arrests. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=38245eeb45&a

< http://groups.fropki.com/ > A Short Neurolougical Test < http://groups.fropki.com/ > < http://groups.fropki.com/ > 1- Find the C below.. Please do not use any cursor help. < http://groups.fropki.com/ > OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO COOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO OOOOOOOOOOOO < http://groups.fropki.com/ > 2- If you already found the C, now find the 6 below. 9999999999999999999 9999999999999999 999999999999 9999999999999999999 9999999999999999 999999999999 9999999999999999999 9999999999999999 999999999999 6999999999999999999 9999999999999999 999999999999 9999999999999999999 9999999999999999 999999999999 9999999999999999999 9999999999999999 999999999999 < http://grou

From DS News < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=48582c0ba7&e=ebe71b748c > Unemployment Rate Falls to 9.0% The nation's unemployment rate slipped to 9.0 percent in October as employers added 80,000 new jobs to their payrolls, according to data just released by the U.S. Department of Labor. Officials called the rate "little changed," down from 9.1 percent the month before. The unemployment rate has remained in a narrow range from 9.0 to 9.2 percent since April. Government data shows that there are 13.9 million people out of work in the United States. - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE < http://www.sunilsethi.com/index.htm > 2011 Reader's Choice Best of Fremont Realtor

From DS news < http://dsnews.us1.list-manage1.com/track/click?u=59816bad6939d5a7dd87e45a5& id=f2b8620701&e=ebe71b748c > Senators Wish to Make HARP Available to High-Equity Borrowers While the newly revised Home Affordable Refinance Program (HARP) includes several provisions aimed at widening the program's reach, Sens. Barbara Boxer of California and Johnny Isakson of Georgia are asking the Obama administration to broaden the program even more by opening it up to homeowners with higher equity in their homes. Currently, the revised program is aimed at helping those with less than 20 percent equity. Lawmakers say nearly 12 million more borrowers would benefit if there were no equity restraints. < http://dsnews.us1.list-manage.com/track/click?u=59816bad6939d5a7dd87e45a5&i d=6cfdc550f2&e=ebe71b748c > > Read More - sunil < http://www.sunilsethi.com/ > SUNIL SETHI REAL ESTATE < http://www.yelp.com/biz/sunil-sethi-real-estate-fremont > Love