There are so many programs being announced by the government, HUD’s housing counselor’s are supposed to be a resource for those in need of guidance. I don’t have any feedback from anyone having talked to one, but if you are having problems paying your mortgage, I would give them a call to see what they say.
This info was passed to me by CAR:
Are you looking to work with a U.S. Dept. of Housing and Urban Development (HUD)-approved counselor. For a list of HUD-approved counselors in California, visit the HUD Web site at http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=CA.
Fremont Real Estate Realtor