Getting REady for Home Affordable Refinancing - homes with LTV's greater than 80%


In this plan, if your homes LTV is now greater than 80%.


You’ll be able to refinance if the property is owned by Fannie or Freddie upto 105% of the appraised value.

The key benefit of this program is that you won’t be subject to MI on the new loan. However those currently paying MI, are not eligible.


Must be current on mortgage.


Owner Occuppied.


To find out if your loan is owned by Freddie or Fannie call your servicer/lender and

Fannie Mae 1- 800-7Fannie  or

Freddie mac  1-800-FREDDIE  or


I’ll provide more detail later.





Best regards,