Today's Rate 9/17/08

The Following are Refinance Rates are for 9/17/08::


Conforming 30 Year Fixed
6.250% Rate
6.253% APR
No Points. No Closing Cost. Refinance rate.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $400000 Loan Amount, 21 Lock Days, Qualified Borrowers Only. APR does not include Mortgage Insurance costs.
Conforming 15 Year Fixed
5.875% Rate
5.875% APR
No Points. No Closing Costs. Refinance Rate.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $400000 Loan Amount, 21 Lock Days, Qualified Borrowers Only. APR does not include Mortgage Insurance costs.
Conforming 5 Year ARM
6.500% Rate
6.502% APR
No Points. No Closing Costs. Refinance Rate
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $400000 Loan Amount, 21 Lock Days, Qualified Borrowers Only. APR does not include Mortgage Insurance costs.
Conf Jumbo 30 Year Fixed
6.750% Rate
6.751% APR
No Points. No Closing Costs. Refinance rate.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $500000 Loan Amount, 21 Lock Days, Qualified Borrowers Only. APR does not include Mortgage Insurance costs.
Conf Jumbo 15 Year Fixed
6.375% Rate
6.376% APR
No Points. No Closing Costs. Refinance Rate.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $500000 Loan Amount, 30 Lock Days, Qualified Borrowers Only. APR does not include Mortgage Insurance costs.
Non Conforming 30 Year Fixed
8.250% Rate
8.289% APR
No Points.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $900000 Loan Amount, 30 Lock Days, Qualified Borrowers Only.
Non Conforming 7 Year ARM
7.875% Rate
7.913% APR
No Points.
Pricing based on 720 credit score, 40% Debt to Income Ratio, 80% Loan to Value Ratio, $900000 Loan Amount, 30 Lock Days, Qualified Borrowers Only.


The above programs assume you are financing a single family detached home. Additional discounts may be available for low LTVs, high FICOs and imploying impound accounts to pay for property taxes and insurance.



Sincerely,
Sunil Sethi
Broker, Realtor, MBA, CPA
(510) 793-8600 ext. 108
(510) 388-2436




If you would like to be removed from this mailing please email me at sunil@sunilsethi.com